Buying a campervan is a big decision.
With quality VW campervans often costing tens of thousands of pounds, you might assume you need to have the full purchase price sitting in your bank account before you can own one.
But can you finance a campervan?
Yes. Finance can be an option for people looking to spread the cost of purchasing a VW campervan rather than paying the full amount upfront.
At Custom Design Campervans, we work in partnership with Pegasus Finance to offer finance options to customers looking to purchase their dream campervan.
So, whether you’re looking for a ready-to-drive VW T6 or T6.1 or you’re considering a bespoke campervan conversion, here’s what you need to know about campervan finance.
Can You Finance a VW Campervan?
Yes, you can finance a VW campervan, subject to the relevant finance provider’s criteria and approval.
At Custom Design Campervans, finance is available through Pegasus Finance, a UK finance broker that works with a panel of finance providers.
Rather than paying the entire cost of your campervan upfront, finance can allow you to spread the cost through monthly repayments over an agreed period.
The amount you can borrow, the interest rate and the repayment terms available to you will depend on your individual circumstances and the finance options offered by the lender.
INTERNAL LINK: Explore VW Campervan Finance Through Pegasus →
How Does Campervan Finance Work?
The process is relatively straightforward.
First, you choose the campervan you’d like to buy and decide how much you’d like to borrow.
You can then explore your finance options through Pegasus Finance.
Pegasus provides a finance calculator that allows you to see potential monthly payments and the total amount repayable. Using the calculator does not impact your credit score.
If you decide to proceed, you can make a finance application through Pegasus.
Finance is subject to status and income, and the options available will depend on your individual circumstances and the lender you are introduced to.
Pegasus is a broker rather than a lender and can introduce customers to a number of finance providers based on their circumstances and credit profile.
How Much Does a VW Campervan Cost?
The price of a VW campervan can vary considerably depending on the base vehicle, mileage, conversion specification, age and equipment included.
At Custom Design Campervans, our available campervans can range from the mid-£30,000s upwards, with higher-specification conversions costing more.
You can see our latest available stock here:
VIEW OUR VW CAMPERVANS FOR SALE →
This is why finance can be worth considering if you’ve found the right campervan but would prefer to spread the cost of your purchase.
For example, if you’re looking at a campervan costing £40,000 or more, you may prefer to finance some or all of the purchase rather than use a large proportion of your savings.
The finance options available to you will depend on your individual circumstances.
How Much Can I Borrow to Buy a Campervan?
There isn’t a single amount that everyone can borrow.
The finance available to you can depend on factors including your circumstances, income, credit profile, the amount you want to borrow and the vehicle you’re looking to purchase.
Rather than assuming a particular monthly payment will apply to everyone, the best way to find out what may be available is to use the Pegasus finance calculator or make an application.
Pegasus currently provides a calculator specifically for customers purchasing through Custom Design Campervans.
CHECK YOUR CAMPERVAN FINANCE OPTIONS →
Will Using a Campervan Finance Calculator Affect My Credit Score?
According to Pegasus Finance, using their finance calculator will not impact your credit score.
This means you can use the calculator to get an idea of potential repayments without the calculator itself affecting your credit score.
It’s important to remember that using a calculator and submitting a formal finance application are different things. Always read the information provided during the application process carefully.
How Long Does Campervan Finance Take?
One of the benefits of using a specialist finance broker is that the process can be relatively quick.
Pegasus states that, on average, loans are approved within 60 minutes of submitting your details, although individual applications can take longer depending on circumstances and the lender involved.
This can be useful if you’ve found a campervan you really want and want to understand your finance options without a lengthy process.
What Affects Campervan Finance Repayments?
Your monthly repayment isn’t simply based on the price of the campervan.
The overall cost of finance can depend on factors such as:
- The amount you borrow
- Your deposit, if applicable
- The finance term
- The interest rate
- Your individual circumstances
- The lender and finance product available to you
It’s therefore important not to look at the monthly payment alone.
When comparing finance options, consider the total amount repayable as well as the monthly figure.
Pegasus’ current finance information states that rates vary depending on personal circumstances and that the calculator’s figures are illustrations rather than a formal quote.
Can I Finance a VW T6 Campervan?
If you’re looking for a VW T6 campervan, finance may be an option depending on the vehicle and your individual circumstances.
The VW T6 remains one of the most popular bases for campervan conversions, offering a great combination of practicality, comfort and everyday usability.
At Custom Design Campervans, we have VW T6 campervans available alongside newer T6.1 models.
VIEW OUR CURRENT VW CAMPERVANS FOR SALE →
If you’ve found a particular T6 you’d like to purchase, contact our team and we can help you understand the options available.
Can I Finance a VW T6.1 Campervan?
A VW T6.1 campervan may also be eligible for finance, subject to the relevant finance criteria.
The T6.1 is a popular choice for customers looking for a newer VW Transporter base vehicle, with updated styling and features compared with the T6.
If you’re deciding between a T6 and T6.1, we’d recommend looking at the individual vehicle rather than simply choosing based on the model number.
The age, mileage, specification, conversion quality and overall condition can all be important when choosing your campervan.
BROWSE OUR AVAILABLE VW T6 AND T6.1 CAMPERVANS →
Should I Finance a Campervan or Pay Cash?
There’s no right answer for everyone.
Some customers prefer to pay for their campervan outright, while others would rather spread the cost and keep some savings available.
Financing could allow you to avoid putting a large amount of your savings into one purchase, but it also means committing to regular repayments.
Before taking out finance, consider your own circumstances and whether the repayments are affordable alongside your other monthly expenses.
It’s also worth considering the additional costs of campervan ownership, including:
- Insurance
- Fuel
- Servicing and maintenance
- MOT costs where applicable
- Vehicle tax
- Campsites and travel
- Storage, if required
- Campervan accessories and equipment
A campervan isn’t just a purchase — it’s an ongoing commitment.
Can I Finance a Bespoke Campervan Conversion?
If you don’t want to buy a campervan that’s already been converted, there’s another option.
At Custom Design Campervans, we can source, design and build a campervan from scratch around your requirements.
This means you can choose the base vehicle and create a conversion designed around how you actually intend to use it.
Whether you want a campervan primarily for weekend trips, family holidays or longer adventures, a bespoke conversion gives you the opportunity to create a layout and specification that suits you.
FIND OUT ABOUT OUR BESPOKE CAMPERVAN CONVERSIONS
If you’re considering financing a bespoke build, speak to our team about your requirements and the finance options available.
Ready-Built Campervan or Bespoke Conversion?
One of the first decisions you’ll need to make is whether to buy a campervan that’s already been converted or create something completely bespoke.
Ready-Built Campervan
A ready-built campervan is ideal if you want to get on the road quickly.
You can see the finished vehicle, inspect the conversion and know exactly what you’re buying.
It’s also much easier to compare different vehicles and specifications side by side.
VIEW OUR READY-TO-DRIVE CAMPERVANS →
Bespoke Campervan Conversion
A bespoke conversion gives you greater control over the finished product.
You can choose the specification, colours, materials, layout and features based on your own requirements.
At Custom Design Campervans, we offer both options, so you don’t have to compromise.
Why Choose Custom Design Campervans?
Buying a campervan is a significant investment, so choosing the right converter and vehicle is just as important as finding the right price.
At Custom Design Campervans, we specialise in VW campervans and bespoke campervan conversions.
We offer:
- Ready-to-drive VW campervans
- VW T6 and T6.1 conversions
- Bespoke campervan builds
- Vehicle sourcing
- In-house paintwork
- Professional upholstery
- M1 crash-tested beds
- Sargent power management systems
- Vanshades
- Drivelodge pop-top roofs
- 12-month vehicle and conversion warranty
- Finance options through Pegasus Finance
We also have a strong collection of customer feedback, including 5-star reviews on Trustpilot and Google.
How Do I Apply for Campervan Finance?
If you’ve found a campervan you’d like to buy, you can explore your finance options through our dedicated Pegasus Finance page.
You can use the finance calculator to get an indication of potential repayments and, if you decide to proceed, make an application.
EXPLORE CAMPERVAN FINANCE THROUGH PEGASUS →
Pegasus states that its calculator does not impact your credit score. Finance is subject to status and income, and terms and conditions apply.
Find Your VW Campervan
Once you’ve worked out your budget, the exciting part begins — finding your campervan.
We regularly have a selection of converted VW campervans available, including T6 and T6.1 models with different specifications and layouts.
Rather than waiting for a conversion to be built, buying one of our ready-to-drive campervans means you can get on the road and start enjoying campervan life sooner.
Browse Our Current Campervans
VIEW ALL VW CAMPERVANS FOR SALE →
You might find your perfect campervan is already waiting for you.
And if you don’t see exactly what you’re looking for, get in touch. We can also source, design and build a campervan specifically for you.
Frequently Asked Questions About Campervan Finance
Can you finance a campervan?
Yes. Campervan finance can be available subject to the relevant lender’s criteria, your circumstances and approval. Custom Design Campervans works in partnership with Pegasus Finance to offer finance options to customers.
Can I finance a VW T6 campervan?
Potentially, yes. Finance eligibility will depend on the individual vehicle and your circumstances. Contact us about the VW T6 you’re interested in.
Can I finance a VW T6.1 campervan?
Potentially, yes. VW T6.1 campervans may be eligible for finance, subject to the relevant criteria and approval.
How much deposit do I need for a campervan?
The deposit required will depend on the finance arrangement and your individual circumstances. Use the Pegasus finance calculator to explore your options.
Does using the Pegasus finance calculator affect my credit score?
Pegasus states that using its finance calculator will not impact your credit score.
How quickly can campervan finance be approved?
Pegasus states that, on average, loans are approved within 60 minutes of submitting your details, although individual applications can vary.
Is Pegasus a lender?
Pegasus Finance is a finance broker rather than a lender. It can introduce customers to a number of finance providers based on their circumstances and credit profile.
Can I finance a bespoke campervan conversion?
Finance options may be available depending on the vehicle, conversion and individual circumstances. If you’re considering a bespoke campervan build, speak to Custom Design Campervans about your requirements.
Ready to Find Your Campervan?
A campervan might be one of the biggest purchases you make, but that doesn’t mean you necessarily have to pay the entire cost upfront.
With finance options available through Pegasus Finance, you can explore whether spreading the cost could work for you.
And once you’ve worked out your budget, we can help you find the campervan to match it.
Browse Our Current Campervans for Sale
Want to See What Finance Could Look Like?
EXPLORE CAMPERVAN FINANCE THROUGH PEGASUS →
Or, if you can’t find exactly what you’re looking for, contact Custom Design Campervans to discuss sourcing and building your dream campervan from scratch.
